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    Be very cautious about the advice you recieve on this forum few posters are aware of the nuances of family law in Ontario. First, the law is specific to Ontario and second, additonal information is required in order to give any useful advice in your situation. There are general areas of concern: (i) the division of matrimonial property, (ii) "custody", (iii) spousal support, (iv) support, and (v) access. "Matrimonial property" includes what you normally think of as "property land, vehicles, cash, investments, etc. and also includes other things such as the present value of future pension entitlements, business interests, etc. Conceptually, you and your spouse share the increase in the _value_ of property accumulated during the course of the marriage, net of debt. The spouse with the greatest increase in value gives one half of the difference tot he other spouse, on the theory that each spouse is entitled to an equal share of this net increase. Each spouse values their net property at two points in time the date of marriage and the date of separation. All property is included, with some important exceptions (such as gifts.) This can be a challenging task. If you have a pension for example, your _must_ hire an actuary to calculate the present value of your pension on each of these two dates. If you have a business, you must similarly have the business valued. When property values rapidly change as in this economy- the date of separation becomes important, especially if you lived separate and apart under the same roof. Consider for example, that you own shares in General Motors these shares were worth more on 1 than on 1 if you separated on 1 then the higher value of the shares is used when calculating net family property, but if you have to make an equalization payment on 1 , the value of your assets on which you draw on to make that payment is reduced. Same with the value of the matrimonial home and other assets. You (and your spouse) need to get professional advice to properly calculate net family property. "Sleeping separately, having your own lives" or not constitute "separation" for legal purposes, and you also need to get professional advice about this. More follows

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